“We’d just seen that our audience had been changing in how they consume media,” Izzo says. “A big part of the change for us was the significant adoption of mobile and the engagement on social media.”Izzo says ALM made a big effort to transform into a digital-first company as a result. Another factor that contributed to the program’s creation was the significant increase in traffic on ALM websites from mobile devices, an increase of around 80 percent July over July from last year, according to Izzo.“Digital membership establishes a simple way for us to serve today’s subscribers and future subscribers with the online news content they want, when and where they want it,” says Jeffrey S. Litvack, chief digital officer at ALM in a statement.The free membership package includes digital access to five news articles every month from three controlled circulation publications, online access to news alerts, newsletters and previously archived news stories, and discounts on ALM products and services.“Subscribers will now have an easier way to click through to the content they want to read and non-subscribers will have a viable option for continuing to read by viewing five free stories a month,” Litvack contends.UPDATE: This movement of content from behind the paywall to the forefront with free access is a key advantage for subscribers, says Izzo.“The benefit to paid members is the ability to share the content to colleagues and potential clients,” Izzo says. “This ability to pass on a story to a colleague digitally makes that sharing process, either from social media or from your inbox newsletter, easier.”Digital membership holders have free and unlimited online access to three controlled circulation publications: Corporate Counsel, Law Technology News and The Asian Lawyer. ALM maintains that their four paid premium publications—Supreme Court Brief, Litigation Daily, New Jersey Law Journal Decision Alert and Delaware Business Court Insider—will continue to be accessible only to each publication’s subscribers. Paid subscribers will also maintain exclusive access to premium reports and briefings, including the Am Law 100 report.UPDATE: The decision to only allow five free news articles per monthly cycle was a strategic move on ALM’s part.“We want non-paid subscribers to test, trial, read and consume at least five articles a month across the network,” Izzo contends. “We felt that five was reflective of the engagement level of our readers on a daily, weekly and monthly basis.”More on this topic ALM Forms New Marketing Services Team InsideCounsel Folds Print Edition People on the Move | 5.17.12 ALM Newsletter Open Rates Jump 60 Percent After Mobile Optimization ALM Expands Regional Publishing Services Jeffrey LitvackJust In Meredith Corp. Makes Digital-Side Promotions | People on the Move Bonnier Corp. Terminates Editor-in-Chief for Ethics Breach The Atlantic Names New Global Marketing Head | People on the Move BabyCenter Sold to Ziff Davis Parent J2 Media | News & Notes This Just In: Magazines Are Not TV Networks Four More Execs Depart SourceMedia in Latest RestructuringPowered by ALM is set to launch a free digital membership program for legal professionals later this month.The legal and commercial real estate news publisher is looking to expand its consumer base by offering a bundled news service package that includes five free articles a month, newsletters, news alerts and access to ALM’s database where some previously archived subscriber-only stories will now be made available. The digital reader program, launching August 23, 2013, is cost-free.UPDATE: The catalyst for the creation of the digital membership program, according to ALM SVP and chief marketing officer Lenny Izzo, is mainly consumer convenience.
WILMINGTON, MA — Below are some of the newest job openings in Wilmington:Full-Time Toddler Teacher at Little SproutsFull-Time Manufacturing Manager at TecometFull-Time Class D Delivery Driver at J. Polep Distribution ServicesFull-Time Software Engineer (Enterprise Applications) at SymboticFull-Time Design Director/Sr. Project Architect at Channel Building CompanyFull-Time Robotics Support Engineer at Locus RoboticsFull-Time Account Manager at ComcastFull-Time/Part-Time Crew Members at Dunkin DonutsFull-Time Movers & Drivers at Two Men And A TruckFull-Time Drivers at Classic Soft Trim(NOTE: Wilmington businesses — Feel free to send me your job postings at firstname.lastname@example.org.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email email@example.com.Share this:TwitterFacebookLike this:Like Loading… RelatedNOW HIRING: 60 New Job Openings In Wilmington (Week of July 28, 2019)In “Business”NOW HIRING: 10 Job Openings In WilmingtonIn “Business”NOW HIRING: 10 New Job Openings In WilmingtonIn “Business”
Ranveer Singh, Deepika PadukoneInstagramMuch to the fascination of everyone present at the location, Deepika Padukone, who is also a sportsperson, played cricket with the entire team of her upcoming film ’83, in between breaks on the sets. During the time out of the schedule of the shoot, Deepika would play cricket and was doing a baller job at it!Playing cricket along with the whole cast, also helped them bond and know each other better. In ’83, Deepika is playing the role of Romi Dev, wife to Kapil Dev, alongside hubby Ranveer Singh who is playing the role of Kapil Dev. The movie is based on the life of Kapil Dev and how he steered India to the world cup victory of 1983 Cricket World Cup.Having seen the life of a sportsman at close quarters and living with an Internationally acclaimed player, helped her understand the role of Romi Dev better. She has seen exactly what it took for her mother to be a wife to a sportsman who has to dedicate a majority of his life to his sport and bring glory to the country on representing it abroad and knows all the sacrifices and the toll it takes on their personal lives.Deepika has closely seen the whole life of her parents and one is excited to see it reflected on screen with the release of ’83 with her coming on screens as a cricketer’s wife.Apart from this, the actress is playing the role of an acid attack survivor in her upcoming film ‘Chapaak’, which is based on the life of Laxmi Aggarwal.The year 2020 will be special as both her upcoming films are releasing in the same year and interestingly, both the characters Laxmi Agarwal and Romi Dev are real-life characters with the heavy background behind them, making it a year of promising portrayals by the actress.
BNP chairperson Khaleda ZiaBangladesh Nationalist Party (BNP) chairperson Khaleda Zia on Saturday said her party wants the next election to be held under a non-party neutral government so that all political parties can join it.”We want multiparty democracy to be restored in the country and the next election to be held in a free and fair manner with the participation of all parties,” she said.”But the election must be held under a neutral administration. Or else, it won’t be possible to hold an impartial election,” she added.The BNP chief came up with the remarks while exchanging greetings with the Christian community on the occasion of the Christmas Day.Bangladesh Christian Association arranged the programme at the BNP chairperson’s Gulshan office.Khaleda alleged that the government is again trying to hold a 5-January-like unilateral election to hang onto power.She also came down hard on the government for what she said its repressive acts to weaken BNP.Khaleda voiced concern over the growing abuse of drugs by the young generation.”The ruling party men are involved in drug trading. And they’re working to destroy the young generation with it. Many of them were arrested but they have not been punished,” she said.Mentioning that the country is passing through a critical time, the BNP chief urged people of all religions and communities to get united to get rid of it.Later, Khaleda cut a cake with the Christian community members marking the Christmas Day.The BNP chief also wished the Christian community members a happy and prosperous life.
Oivind Hovland/Ikon Images/Getty ImagesA health savings account works much like a personal savings account — with a difference. Any money in it that we use to pay for certain medical expenses isn’t taxed.Spending your own money on health care might mean that you’ll be more frugal with it. That’s the theory behind health savings accounts, a decades-old GOP concept that’s sparking renewed interest on Capitol Hill as Republican lawmakers look for ways to replace the Affordable Care Act.HSAs are like personal savings accounts — with a difference. As with a retirement account, money put into an HSA can be invested, and any growth in the fund accumulates tax-free. Withdrawals can be made at any time, and they are tax-free, too — but the money can be used only to pay for certain medical expenses, such as health insurance deductibles, or for copays for hospital care or a visit to the doctor.Currently, HSAs are only available to people who have high-deductible health plans, meaning they usually pay a few thousand dollars for medical care each year before their insurance kicks in to pay its share. While HSA participation is growing, only about 20 million people out of the 176 million who have health insurance participate in these savings accounts, according to a 2015 report by the Association of Health Insurance Plans.Why don’t more people who are eligible for HSAs have them? For one thing, not everyone has money to contribute upfront. But psychologists and behavioral economists point out that even many people who have the extra cash on hand confront big psychological barriers to saving.“How we think and feel is directly tied to our ability to make ‘good’ financial decisions,” says Alycia DeGraff, a board member and secretary of the Financial Therapy Association. DeGraff says when faced with financial decisions about the future, many people simply get stressed out.“These stressors can become so overwhelming that … we can become debilitated and ignore the situation altogether,” she says. “Or we can practice any kind of defense mechanism — entitlement, suppression, overcompensation, isolation, etc. — to try and deal with [it].”This may explain, at least in part, why middle-class Americans are pretty bad at saving money in general. Only about half of us have money in any sort of retirement account. And those of us who are parents have only saved, on average, enough to pay for about one year at an in-state college for our kids.Saving money is hard. It means setting aside what we want now for something we think we’ll want or need later. And we live in a culture that offers a lot of pretty, shiny, things to buy RIGHT NOW.Plus, we all pretend we won’t get old or sick.“People are predictably irrational,” says Dr. Mitesh Patel, especially when it comes to money. He’s a behavioral economist, physician and assistant professor at the University of Pennsylvania’s Perelman School of Medicine.But many of us really hate to lose money, Patel says, which is what makes the concept of HSAs is so appealing.For example, he and his colleagues published a study last year in the Annals of Internal Medicine on what motivates people to lose weight, and found that the way a financial incentive was framed made all the difference.The researchers observed three groups of people for 13 weeks. They told one group to walk 7,000 steps a day. About 30 percent of the group did so. Meanwhile, people assigned to the second group were told they’d be paid $1.40 every day they walked 7,000 steps. About 35 percent of the second group did so.Here’s the kicker: Each person in the third group was paid $42 upfront and was docked $1.40 each time they failed to meet their goal. Forty-five percent of that group met the assigned goal, Patel says. People hate to lose money.Another way to encourage more saving might be to make HSAs operate more like the 401(k)s that required people who didn’t want to participate to actively opt out of the plan — rather than requiring people who want to contribute to opt in. “This creates a path of least resistance,” Patel says.Of course, setting up and overseeing such a plan would likely cost the government some money, he notes.People with HSAs do use less health care than those without such plans, a recent study from the Employee Benefits Research Institute suggests. But it’s unclear whether they actually improve their health. Prescription drug costs went down for people enrolled in HSAs in the EBRI study, but emergency room visits went up — particularly for lower-income families.Then there’s the issue of figuring out how much you, as an individual or a family, would need to save for health care — it’s not easy to find out the average price for a medical test or procedure in your town, let alone how much that price varies from doctor to doctor or hospital to hospital.“If you want to save for a house, you can pretty much figure out the math,” Patel says. “But if you go to a doctor, they don’t give you a menu for prices.”To really increase their health savings — or any savings — we’d all need to change our mindset, says Degraff, the financial therapist.“People would have to first take a dose of reality and get real about their future selves,” she says. Naturally, we think our future selves will be “better, healthier, more financially secure,” she adds. But, for many of us, health and income eventually decline with age. We need to save more now for later.HSAs can be useful, Degraff notes, but only for those who have enough cash to pay their day-to-day expenses — plus a little left over.“A lot of people don’t even have a regular emergency fund savings,” DeGraff says, “especially those that are already struggling to pay for health insurance.”Copyright 2017 NPR. To see more, visit http://www.npr.org/. Share
Kolkata: The Bengal government is trying to develop a single mobile app platform, integrating over 200 services of the state government. The task of developing the app will be supervised by the state Department of Information Technology & Electronics. Ernst & Young has already started work for developing the mobile app platform.”We will start with integration of 50 services offered by the state government and gradually proceed towards our target of over 200 such services. We hope to launch this app with 50 services in this ongoing financial year,” a senior official of state IT&E department said, on the sidelines of a Knowledge Workshop on Mobile Governance & Mobile Manufacturing at Biswa Bangla Convention Centre on Thursday. Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: Mamata”There are as many as 100 services available under the e-district programme of the state government. But it is not integrated in the manner it should be. Services like birth certificates, land records and many other essential services that the Bengal government is offering will come under this app,” said Ramesh Mishra, Director Advisory Services, Ernst & Young. Mishra said that the company is developing a similar app titled E-Pragati in Andhra Pradesh. Also Read – Lightning kills 8, injures 16 in stateThe state IT department has already began interacting with the other state departments to have a concise idea of the services that they offer. However, the participation of the state departments in the app will be voluntary. “We have Tathya Mitra Kendras in different parts of the state, where people can seek information about the various services offered by the government. But through this integrated app, people can access the information at the touch of a button,” the IT department official added. The official reiterated that this app will be similar but much better than the Umang app of the Central government, as the security features in this app will be foolproof. “Data privacy is of utmost importance and all measures will be taken in this regard,” the official said. It may be mentioned that some other states like Andhra Pradesh, Karnataka and Telangana have already integrated or started integrating their government services into a single platform.
Kolkata: Sporadic incidents of violence were reported from various districts soon after the counting of votes started and the BJP put up a fairly good result on Thursday.Trinamool Congress and BJP activists blamed each others for triggering the violence. In some places the BJP accused Trinamool Congress workers of hurling bombs while some TMC activists alleged BJP for capturing their party office. Clashes broke out in various parts of Ranaghat Lok Sabha constituency after election results started pouring in. A BJP worker in the Bagula area identified as Kanu Biswas received serious injuries. He was taken to Krishnanagar hospital. Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: MamataTwo persons were injured when the miscreants hurled bombs at ward number 3 in Cooch Behar’s Tufangunj. It was learnt that bombs were hurled during a clash that broke out in the region on Thursday afternoon as the election results kept coming in. The local police administration is yet to confirm who were involved behind hurling of bombs. Tension broke out between at Ayush gram of East Burdwan. A party office of Trinamool Congress was ransacked allegedly by the BJP workers. The party office was later set on fire. The local Trinamool Congress leaders alleged that the BJP workers led the attack. After being informed the police reached the spot and brought the situation under control. They dispersed the mob. A probe has been initiated in this regard. A clash took place outside a counting station under Burdwan-Durgapur constituency. A chaos broke out as the supporters of both the rival parties engaged in heated altercation. A scuffle broke out turning the situation more volatile. The police personnel deployed in the area soon brought the situation under control. Also Read – Lightning kills 8, injures 16 in stateTension also ran high outside a counting station in Howrah’s Shibpur. A scuffle broke out between the BJP and TMC supporters. The police had to lathi-charge to control the situation. A huge contingent of police rushed to the spot to check a further escalation. Some BJP workers were allegedly beaten up by TMC men when the former somehow came in the way of TMC activists who were smearing each other’s faces with colours. A BJP activist had received injuries in his head. Some others were reportedly injured during the incident.
May 19, 1997A beautiful day to be working.
Ukrainian cable operator Volia has added Radio Free Europe/Radio Liberty and Voice of America’s news service Nastoyashcheye Vremya (Current Time), to its offering.Nastoyashcheye Vremya was launched, initially as a news programme aimed at Russian speakers, by Radio Free Europe/Radio Liberty and Voice of America as a joint venture in partnership with public and private broadcasters and Internet portals in Georgia, Estonia, Latvia, Lithuania, Moldova, and Ukraine. It offered a 30-minute news and magazine show as a counter voice to Russian state media.Volia will air the channel in all cities where it is present as part of its digital packages.
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