FNB in R800m housing project

first_img26 June 2006(FNB) and the Gauteng Department of Housing are co-operating to close the gap that exists in South Africa’s affordable housing market.FNB, one of South Africa’s “big four” retail banks, launched a R800-million housing development last Thursday that will see more than 3 000 houses being built in a new Soweto suburb to be called Glen Ridge.Each housing unit will consist of three bedrooms, a bathroom, kitchen and lounge at the cost of R168 000 (all inclusive).Construction will begin in July, with the first batch of houses to be available from as early as October.The project is split into commercial property finance (to fund developers to build the houses) and end-user finance in home loans for potential buyers to address the challenge of access to credit.FNB has set aside approximately R500-million to provide finance for the buyers, and R300-million for established property developers to build the houses.The initiative is in line with an agreement the government signed last year with the country’s four major banks – FNB, Absa, Standard Bank and Nedbank – under which the institutions committed themselves to pouring R42-billion into the country’s low-cost housing market.Gauteng Housing MEC Nomvula Mokonyane commended the bank for helping ordinary South Africans to acquire homes through innovative home loan products.“Our role as provincial government will be to provide housing subsidies as equity to ensure affordability and quality houses for people in the middle to low income bracket,” Mokonyane said.Township development has in the past had limited appeal for developers because of difficulties involved in selling the properties.However, FNB chief executive officer Michael Jordaan said the collaboration between the banks and the government would make the provision of finance to buyers far smoother and the initiative an attractive one for developers.Last month, FNB unveiled a R368-million project to build more than 1 000 affordable houses at Cosmo City, north of Johannesburg. So far this year, the bank has ploughed approximately R1.7-billion into affordable housing developments.Jordaan emphasised that supporting South Africa’s previously under-serviced housing market was not merely about “ticking FSC [Financial Sector Charter] target boxes.”It was a business imperative, he said, for the country’s banks to contribute to the sustainable development and economic well-being of the communities they served.Source: BuaNews Want to use this article in your publication or on your website?See: Using SAinfo materiallast_img read more

Ardisle 10/20/50 PC Alligator Hair Teeth Clips 45Mm For Bows Barrette Metal Crocodile – Alligator teeth clip

first_img Not meant for electrical use, but they do transmit current. . I didn’t realise when i bought these that they were more for craft, and hair stuff – not electrics. Still does the job i wanted – around about. Some were bent and not useable. Purchased to make hair how’s impressed good quality and arrive quickly. Arrived promptly and are fantastic value. Perfect size for my little hair bows. Will definitely be buying these again. Having great fun making hair slides fior my niece. Arrived promptly and are fantastic value. Perfect size for my little hair bows. Having great fun making hair slides fior my niece. Quickly delivered but photo online made them look like they would fit normal size jo jo bows. As described, fast delivery, would recommend, brilliant for making your own fascinators, good strong grip ideal for short hair when a headband is uncomfortable. Some were bent and not useable. Will definitely be buying these again. Purchased to make hair how’s impressed good quality and arrive quickly. Quickly delivered but photo online made them look like they would fit normal size jo jo bows. As described, fast delivery, would recommend, brilliant for making your own fascinators, good strong grip ideal for short hair when a headband is uncomfortable. Not meant for electrical use, but they do transmit current. . I didn’t realise when i bought these that they were more for craft, and hair stuff – not electrics. Still does the job i wanted – around about. Not meant for electrical use, but they do transmit current.Alligator teeth clipJust what I needed SummaryReviewer Nathalie DuboisReview Date2018-01-26 00:40:31Reviewed Item Ardisle 10/20/50 PC Alligator Hair Teeth Clips 45Mm For Bows Barrette Silver Metal Crocodile (50)Rating 5.0 / 5  stars, based on  16  reviewsPrice£5.50last_img read more

Why Humans Will (Probably) Discover Aliens on Europa

first_imgTop Reasons to Go With Managed WordPress Hosting Related Posts 8 Best WordPress Hosting Solutions on the Market A Web Developer’s New Best Friend is the AI Wai… Kevin and Steven served as consultants on the film and contributed to its scientific authenticity. We can’t wait to see the film — and not just for its dedication to physics, cosmology, and rocket science accuracy. Bear McCreary, who created the iconic sounds of Battlestar Galactica, The Walking Dead, Marvel Agents of S.H.I.E.L.D., and many geeky shows, crafted a beautiful score for the film that bounces between deep dubstep-like synthesizers and sweet melodies. Bear claims it’s “one of the prettiest melodies I’ve ever made.”Director Sebastian Cordero filmed Europa Report as a documentary, which only adds to the true-to-life nature of the film. He also used imagery from NASA probes to create computer-generated images of Jupiter and Europa’s surface. At the Comic-Con panel, we saw a clip from the film of the spacecraft landing on the ice moon’s surface. It was a particularly striking image, commented moderator Phil Plait (aka @BadAstronomer), since the scene parallels the Apollo moon landing, which celebrates its 20th anniversary this week. The film is certainly an interesting look at what is possible for the next generation of human spaceflight.An article in the New Republic claims that the arts give us science fiction and we are better for it. That couldn’t ring truer with Europa Report, a Hollywood portrayal of a possibly very real future scenario, which could inspire young scientists to explore the questions posed by the film and give jaded taxpaying grown-ups a convincing reason to continue supporting space agencies.The film hits theaters on Aug. 2, and is available on iTunes now.More stories from PopSugar Tech:Not Enough Free Space? What to Delete on Your iPhoneDirewolf Cake Pops to Die ForCases Fit for the Kindle PaperwhiteCosplay Capture: The Hero vs. the AntiheroTravel Cameras for Goofproof, Waterproof Funcenter_img nicole nguyen Why Tech Companies Need Simpler Terms of Servic… Editor’s note: This post was originally published by our partners at PopSugar Tech.The soundtrack rumbles, the surface of Jupiter’s ice-covered moon Europa quakes, and moonwalking astronauts quiver fearfully in the epic trailer of Europa Report. At first glance, the new feature film appears to be yet another dramatic, theatrical Hollywood-ization of human spaceflight, but the creators of the movie were intent on turning science fiction into science faction.Two members of the NASA Jet Propulsion Laboratory, Kevin Hand and Steven Vance, actually joined the Europa Report‘s cast and crew at a Comic-Con panel to verify that the science in the film was as close to the real thing as possible. Europa is, in fact, the most plausible place within our solar system that could harbor the answer to one of humanity’s greatest questions: are we alone?Why is this ice-covered moon orbiting Jupiter’s giant gaseous mass suspected of supporting extraterrestrial life? The NASA JPL scientists on the panel presented just a few of the most compelling reasons:Beneath the moon’s ice crust is an ocean. On Earth, where there is water, there is usually life.Plenty of Earthbound creatures, like giant tube worms, can live deep below the surface where there’s no light. The same kind of life-form may exist in the deep underground ocean of Europa.The ocean on Europa is about twice as voluminous as all of the Earth’s oceans combined. That’s a large swath of biological opportunity waiting to happen.The moon flexes in shape because of Jupiter’s gravitational pull, which generates the heat that keeps Europa’s ocean water, instead of ice.last_img read more

Only Perfect Practice Makes Perfect

first_img Essential Reading! Get my first book: The Only Sale Guide You’ll Ever Need “The USA Today bestseller by the star sales speaker and author of The Sales Blog that reveals how all salespeople can attain huge sales success through strategies backed by extensive research and experience.” Buy Now Practice doesn’t make perfect. Perfect practice makes perfect.For a couple of years, I practiced Aikido, a very nuanced martial art, and one based on the premise that anyone who would attack you was already seriously troubled and deserved your compassion. O’Sensei made some connection with the Universe and created a way to protect yourself while also protecting the person trying to harm you. O’Sensei based a lot of the forms on jiu-jitsu, another form of self-protection that stops short of seriously hurting the person trying to do you harm.If you have never seen Aikido practiced, it is a spectacularly beautiful, with big sweeping motions, made even more alluring by the traditional Japanese hakama. There are only 39 forms in the art, and they are challenging, mostly because they are counterintuitive. Sometimes you step into your attacker, and other times, you turn backward away from them, when your instinct would have you do something different.Avoiding Novelties and DistractionsMy Sensei was an excellent practitioner and teacher. However, he isn’t the one who mainly taught me the Aikido I learned in the dojo. It was the black belts I chose to work with that taught me everything I learned. The Sensei was always on the lookout for novelties, and when something caught his eye, he would stop us from continuing on some form so we could explore something he found to be useful. In the course of 90 minutes, we would practice a lot of different forms and explore many novelties.A lot of advanced practitioners enjoyed the novelties, but my interest was burning in the forms. To Hell with the novelties, I thought. To ensure I had the time to work on forms, I would get to the dojo a half hour early to practice the forms with a black belt or a third-degree black belt (san dan). I would stay a half hour late to drill the forms after most students had left, always working with people of the highest rank, who not only had a different feel but who were also happy to do the same form over and over.Burn It InThe high ranking students were impressed with the fact that I was willing to do the same form for a half hour straight, never suggesting that I be shown a new form, and never looking for any novelty. All I wanted was a chance to drill the same pattern, to master it. You can understand the forms without your body being able to perform them. I wanted to be able to do them without having to think about it, something that would slow your response should you ever have needed to defend yourself.One day, I was going through the six forms that would be required for the test to gain the first rank when the Sensei walked by. He watched me practice with a third-degree black belt go through all the forms, and then he said, “You are taking your test on Saturday.” When he walked away, my training partner said, “You just passed your test.” The Sensei had seen enough.The Power of Perfect PracticeWhen new students joined the dojo, many of them believed me to have a much higher rank than I had attained. Because I practiced with people far more skilled, and because I tried my best to model their example, I felt different to them than other students. I was mimicking people with far greater experience and skill, one of the best and fastest ways to gain competency.It is difficult to really know something if you don’t drill it. If you don’t rehearse, your performance will not be what it might have been had you done so. You can know something intellectually without really knowing it. You have to get it into your body.In human endeavors where skills differentiate the performance of one person from another, a professional from an amateur or a student from a master, the difference is found in the practice, the rehearsal, and the drills. It is not, however, just the time spent practicing, but also how you practice and the intensity of your focus.Focus on the FundamentalsIn any area in which you want to achieve mastery, your time and energy are best spent on practicing, rehearsing, and drilling the fundamentals. What makes one a master of their craft is their willingness to persist in mastering the fundamentals, developing a competency by going over the same ground without losing interest or enthusiasm. You gain mastery by ignoring the novelties until you have mastered the fundamentals. Only after you have mastered the fundamentals can you look for innovations and variations on the theme. (You can find the 17 fundamentals of B2B Sales in The Only Sales Guide You’ll Ever Need)Learn Anthony’s core strategies & tactics for sales success at any level with The Only Sales Guide You’ll Ever NeedIf you are not drilling the fundamentals, you are not on the path to mastery. Perfect practice is what makes perfect, and perfect practice means drilling the fundamentals.last_img read more

Pistorius case returns as prosecutors seek longer sentence

first_imgDon’t miss out on the latest news and information. Prosecutors had two arguments to make to the court. First, they needed to apply for permission to appeal Pistorius’ sentence. They were asked by the judges to also present their arguments for why, if their appeal is allowed, his sentence should be increased.This is the second time prosecutors have gone to the Supreme Court in the central city of Bloemfontein to challenge a decision by Judge Thokozile Masipa, who presided over Pistorius’ trial.In 2015, prosecutors successfully appealed against Masipa’s judgment that Pistorius was not guilty of murder. The court overturned Masipa’s verdict of culpable homicide — or manslaughter — and convicted Pistorius of murder.Legal analysts say, however, it is more difficult to get the court to change a sentence.After the manslaughter conviction was overturned, Masipa sentenced Pistorius to six years in prison for murder, a term just one year longer than her original sentence for manslaughter. Prosecutors called that sentence “shockingly” light.ADVERTISEMENT Typhoon Kammuri accelerates, gains strength en route to PH Judges can deviate from prescribed minimum sentences if there are compelling circumstances. The prosecution says there were no compelling reasons.“What we are saying is the court exercised its discretion inappropriately,” prosecutor Johnson said, calling the six-year sentence “unjust.”She said Pistorius still had not shown “genuine remorse” for killing Steenkamp and that Masipa put the athlete’s personal circumstances and his disability ahead of the need for “retribution” when she sentenced him.Pistorius claimed he mistook Steenkamp for a dangerous intruder hiding in his bathroom in the pre-dawn hours of Valentine’s Day 2013 when, without his prosthetic legs on, standing on his stumps and feeling vulnerable, he shot four times through the cubicle door.Masipa’s initial sentence was appropriate in the circumstances, Pistorius’ defense lawyers said, and his disability was not exaggerated. Pistorius had both his legs amputated below the knee when he was a baby because of a congenital condition.“Of course his disability is mentioned, but it can’t not be mentioned,” defense lawyer Kelly Phelps said. “It is one of the factors of this case. We can’t magic away his disability.” Redick’s 3s, Simmons’ triple-double lift 76ers over Pacers MOST READ Japan ex-PM Nakasone who boosted ties with US dies at 101 LATEST STORIES Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles01:41Robredo: Allegations in sedition case are ‘lies’01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Stronger peso trims PH debt value to P7.9 trillion QC cops nab robbery gang leader, cohort Kammuri turning to super typhoon less likely but possible — Pagasa CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA Read Next FILE – In this Tuesday, June 14, 2016, file photo, Oscar Pistorius leaves the High Court in Pretoria, South Africa, after his sentencing proceedings. The Pistorius case is back in court, Friday, Nov. 3, 2017, with prosecutors seeking a longer jail sentence for the double-amputee athlete after he was found guilty of murder for shooting his girlfriend, Reeva Steenkamp. (AP Photo/Themba Hadebe, File)SOMERSET WEST, South Africa — A judge “overemphasized” Oscar Pistorius’ disability and was far too lenient on the double-amputee athlete, prosecutors said Friday as they tried to convince a South African court to more than double his prison sentence from six to 15 years for the murder of girlfriend Reeva Steenkamp.“Murder is murder,” chief prosecutor Andrea Johnson told a five-judge panel at the Supreme Court of Appeal. She asked them to overturn Pistorius’ initial sentence and give him the prescribed minimum of 15 years. There is no death penalty in South Africa.ADVERTISEMENT Brace for potentially devastating typhoon approaching PH – NDRRMC John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding If the court agrees with prosecutors that he deserves a harsher sentence, Pistorius, now 30, could remain in prison until after he turns 40.The judges did not deliver a decision on Friday. Typically, Supreme Court judges take a couple of weeks before the senior judge returns to read out the decision, which is made through a simple majority.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutNearly five years after the once-admired Olympic runner first appeared in court for shooting Steenkamp multiple times through a closed toilet door at his home, Pistorius’ fate is still not certain.He was not present at Friday’s hearing as he serves his sentence at a prison near the capital, Pretoria. He has served more than a year of his six-year term. Steenkamp’s mother, June Steenkamp, did attend. Speaking outside the courthouse, her lawyer said the Steenkamp family supported prosecutors’ attempt to get a longer sentence. View commentslast_img read more

Robin Catalan eyes KO win over hometown bet in ONE Jakarta card

first_imgLOOK: Joyce Pring goes public with engagement to Juancho Triviño But he knows it won’t be easy with a determined Catalan standing in his way.“We have always been training to utilize all aspects needed in mixed martial arts, whoever the opponent is. We prepare ourselves to be in any type of position – good or bad, as we do not train based solely on our analysis of our opponent,” said Rahardian.“However, I am familiar with his strengths, which are in his technique. He is one of the well-rounded athletes on ONE Championship’s roster.”ADVERTISEMENT SEA Games hosting troubles anger Duterte Don’t miss out on the latest news and information. TS Kammuri to enter PAR possibly a day after SEA Games opening LATEST STORIES Manny Pacquiao arrives in Las Vegas for Adrien Broner fight Is Luis Manzano planning to propose to Jessy Mendiola? LOOK: Joyce Pring goes public with engagement to Juancho Triviño Robin Catalan. CONTRIBUTED PHOTORobin Catalan hopes to build on to his decent campaign in 2018 this year beginning on Saturday against Indonesian bet Stefer Rahardian in ONE: Eternal Glory in Jakarta, Indonesia.Catalan (8-4) went 2-1 last year and he’s looking to open the new year with a bang.ADVERTISEMENTcenter_img SEA Games: Biñan football stadium stands out in preparedness, completion View comments SEA Games: Biñan football stadium stands out in preparedness, completion MOST READ Private companies step in to help SEA Games hosting PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss “I think there’s equal amount of pressure for the both of us,” Catalan said. “I just need to follow the game plan that we have. I’m hoping to win by knockout this time around.”The 28-year-old Catalan also said one of his goals this year is to be a more well-rounded fighter.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool stars“I still want to improve my grappling and wrestling,” said Catalan. “Those are areas that we, as a team, feel that we lack, so that would be our focus for the year.”Rahardian, meanwhile, wants no more than to snap out of his funk, having lost his last two fights. Sports Related Videospowered by AdSparcRead Nextlast_img read more

12 days agoWolves legend Bull hails Traore for victory at Man City

first_imgWolves legend Bull hails Traore for victory at Man Cityby Paul Vegas12 days agoSend to a friendShare the loveWolves legend Steve Bull has hailed the impact of two-goal Adama Traore for victory at Manchester City last week.He wrote for the Express & Star: “Adama Traore’s finishing was top-class as well.”He has had a lot of criticism during his time at the club, with people saying it’s all 100mph with him – too fast.”He took his goals absolutely brilliantly, though. He slotted them away like a true goalscorer. Some might think they were easy finishes. Trust me, they weren’t.”Traore could have fluffed his lines and smacked the ball into the row Z, but he knew where he wanted to put the ball and placed it past the keeper with confidence both times.”Raul Jimenez set each of them up, of course, and I thought he was excellent as well, constantly making himself available.”It was a delight to see him run at the City backline and take on Nicolas Otamendi in the build-up to Traore’s first. It’s something we expect to see from Diogo Jota, not Jimenez.” About the authorPaul VegasShare the loveHave your saylast_img read more

Video: Auburn RB Corey Grant Ran A Blazing Sub-4.3 40 At The Tigers’ Pro Day

first_imgCorey Grant runs 40-yard dash.Former Auburn running back Corey Grant is doing a pretty good job impressing the scouts at the Tigers’ pro day this afternoon. The 5-foot-11, 205-pound running back did not receive an invite to the Senior Bowl or the NFL Combine, but he’s making up for that today. Grant might be the fastest player available in the upcoming NFL Draft. According to multiple people in attendance at Auburn’s pro day, Grant ran a sub-4.3 40-yard dash. Hearing unofficial 40 chatter of 4.27 and 4.28 for AU RB Corey Grant. Workout wonder. #AUProDay— Chase Goodbread (@ChaseGoodbread) March 3, 2015BREAKING: Corey Grant is fast. Unofficially a 4.27 40 at Pro Day— Tom Green (@Tomas_Verde) March 3, 2015Times are often a little faster at pro days than they are at the combine or at NFL team’s individual workouts, but that’s still an incredibly impressive performance by Grant. He’s certainly helping his draft stock today.last_img read more

Jim Harbaugh Remembers Crew Of Edmund Fitzgerald On 40th Anniversary Of Shipwreck

first_imgHead coach Jim Harbaugh of the Michigan Wolverines listens in on an offensive huddle during the Michigan Football Spring Game.ANN ARBOR, MI – APRIL 04: Head coach Jim Harbaugh of the Michigan Wolverines listens in on an offensive huddle during the Michigan Football Spring Game on April 4, 2015 at Michigan Stadium in Ann Arbor, Michigan. (Photo by Gregory Shamus/Getty Images)Today is the 40th anniversary of the wreck of the SS Edmund Fitzgerald in Lake Superior off the coast of Michigan. The ship’s entire 29-man crew died in the tragedy. It’s a haunting historical event for many who live in the area. Michigan head coach Jim Harbaugh has already admitted that his favorite song is Gordon Lightfoot’s “The Wreck of the Edmund Fitzgerald” which is a tribute to the captain and crew of the ill-fated ship. This afternoon, Harbaugh tweeted out a link to Lightfoot’s song as a way of remembering those who perished in the storm 40 years ago. Remembering the captain and crew of the Edmund Fitzgerald today. God Bless You and Yours! https://t.co/OZl3bMYWuy— Coach Harbaugh (@CoachJim4UM) November 10, 2015Harbaugh truly is a Michigan Man, in more ways than one.last_img read more

Womens volleyball drops 2nd straight to ranked opponent

OSU sophomore middle blocker Taylor Sandbothe (10) makes a play on the ball during a match against Florida Gulf Coast Sept. 6 at St. John Arena. OSU won 3-1.Credit: Emily Yarcusko / For The LanternAfter a failed comeback attempt at No. 17 Minnesota last week, the Ohio State women’s volleyball team was swept by No. 5 Wisconsin on Sunday.Once the match began, momentum was with Wisconsin (10-2, 1-1), but the Buckeyes (9-5, 0-2) clawed their way back into each of the three sets.In the first set, the Buckeyes and Badgers started off in a close battle until a 17-13 Badger lead turned into a 25-19 set win.In the first half of the second set, the Buckeyes were down by as many as five points, but failed to get enough back-to-back points as the Badgers kept scoring. Wisconsin won again, 25-19.As the Buckeyes were outplayed in the two sets, the team headed into the third looking to have similar results to the match against the Gophers. While the Buckeyes hadn’t won a set, they still had time to pull off an upset.But instead of playing with a sense of urgency like against Minnesota, the Buckeyes saw themselves down 7-0, and eventually down 17-5.However, OSU went on a 12-8 run to close the gap. But it was too late, as the Badgers went on to complete a clean sweep winning the third set, 25-17.Junior outside hitter Katie Mitchell led the Buckeyes in kills with nine, senior setter Taylor Sherwin led with 23 assists and senior defensive specialist Alyssa Winner had 18 digs.Badger senior outside hitter and defensive specialist Deme Morales, a native of Amherst, Ohio, had seven digs in the match.The Buckeyes are scheduled have back-to-back games this week at Iowa and No. 8 Nebraska. The Iowa game is scheduled for Friday at 8 p.m., while the Nebraska game is set for Saturday at 6 p.m. read more